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First Time Homebuyers

Loans for First Time Home Buyers in Washington and Idaho

Chimney Rock Mortgage offers a variety of programs designed to help first time homebuyers in Washington, Idaho, Montana or Oregon make their dream of homeownership a reality! Loan options include conventional loans, FHA loans, USDA loans, VA loans and down payment assistance programs. Based on your credit score, you may even qualify for a reduced rate on mortgage insurance.

Getting a home loan in Spokane is more affordable and easier than you think!


  • Low or no down payment
  • Lower mortgage insurance fees
  • Options for buyers with less than perfect credit
  • Assistance with purchasing a home in specific areas

If you're interested in buying a home in Washington, Idaho, Montana or Oregon, Chimney Rock Mortgage can help you make it happen. Please contact us today or apply online in less than 10 minutes using the secure online application below.

Get Started in Less Than 10 Minutes

Get pre-approved with our online mortgage application. It's simple, fast & secure!

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