1320 N Atlantic Street, Suite B,

Spokane, WA 99201

What happens when a home lender checks your credit?

Laptop showing a good credit score

One of the first steps in applying for a loan is having a home loan lender check your credit to see what you’d qualify for. What does that mean and what impact will it have on your credit score? Your lender will see your credit reportYou begin building your credit history with your first credit […]

6 things you shouldn’t do when you’re pre-approved for a mortgage

Couple shopping after quick mortgage pre-approval

Just because you’re pre-approved for a loan doesn’t mean you’re guaranteed to get final approval on your loan. When your offer has been accepted and it’s time to begin closing on your loan, your mortgage lender is going to take another detailed look at your credit history, assets, income, and FICO score. You want to make sure you look just as good as […]

Buying a Home with Challenged Credit

Borrower at table getting mortgage with bad credit

Buying a home with poor credit can be a challenge, but it’s not impossible. Your credit score – whether it’s good or bad – is just one of the factors your home lender will use to decide whether you’re eligible for a loan.  What is a Bad Credit? Bad or “low credit” typically means your FICO score is under 600. FICO credit scores range from 300 to 850 and […]

What happens when a home lender checks your credit?

Laptop showing a good credit score

One of the first steps in applying for a loan is having a home loan lender check your credit to see what you’d qualify for. What does that mean and what impact will it have on your credit score? Your lender will see your credit reportYou begin building your credit history with your first credit […]

6 things you shouldn’t do when you’re pre-approved for a mortgage

Couple shopping after quick mortgage pre-approval

Just because you’re pre-approved for a loan doesn’t mean you’re guaranteed to get final approval on your loan. When your offer has been accepted and it’s time to begin closing on your loan, your mortgage lender is going to take another detailed look at your credit history, assets, income, and FICO score. You want to make sure you look just as good as […]

Buying a Home with Challenged Credit

Borrower at table getting mortgage with bad credit

Buying a home with poor credit can be a challenge, but it’s not impossible. Your credit score – whether it’s good or bad – is just one of the factors your home lender will use to decide whether you’re eligible for a loan.  What is a Bad Credit? Bad or “low credit” typically means your FICO score is under 600. FICO credit scores range from 300 to 850 and […]

What happens when a home lender checks your credit?

Laptop showing a good credit score

One of the first steps in applying for a loan is having a home loan lender check your credit to see what you’d qualify for. What does that mean and what impact will it have on your credit score? Your lender will see your credit reportYou begin building your credit history with your first credit […]

6 things you shouldn’t do when you’re pre-approved for a mortgage

Couple shopping after quick mortgage pre-approval

Just because you’re pre-approved for a loan doesn’t mean you’re guaranteed to get final approval on your loan. When your offer has been accepted and it’s time to begin closing on your loan, your mortgage lender is going to take another detailed look at your credit history, assets, income, and FICO score. You want to make sure you look just as good as […]

Buying a Home with Challenged Credit

Borrower at table getting mortgage with bad credit

Buying a home with poor credit can be a challenge, but it’s not impossible. Your credit score – whether it’s good or bad – is just one of the factors your home lender will use to decide whether you’re eligible for a loan.  What is a Bad Credit? Bad or “low credit” typically means your FICO score is under 600. FICO credit scores range from 300 to 850 and […]

What happens when a home lender checks your credit?

Laptop showing a good credit score

One of the first steps in applying for a loan is having a home loan lender check your credit to see what you’d qualify for. What does that mean and what impact will it have on your credit score? Your lender will see your credit reportYou begin building your credit history with your first credit […]

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